Insurance for Active Cruisers Cruising and Yacht Insurance
BluewaterYacht Insurance covers active cruising boats all over the world. Our goal is to provide insurance products and services that are crafted specifically for active cruisers. By specializing in this one area, we can focus all of our expertise and energy on that single goal. BluewaterYacht is the leading innovator of marine insurance products in the offshore industry.
Thirty years ago, the CEO, Donald Spink, of BluewaterYacht Insurance developed the first two-crew, worldwide navigation program for the Seven Seas Cruising Association. Today, we insure thousands of cruising yachts all over the world.
We also have options available for worldwide health and travel insurance. Twenty years ago, when Bluewater sailors told us that international health and accident coverage was important to them, we built a program specific to their needs.
Get a Competitive Boat Insurance Qoute
For more information, our exclusive, online quick quote yacht system allows you to get a competitive boat insurance quote backed by A+ rated underwriters. We can also provide a quote for your boat insurance coverage over the phone. If you compare our quotes on an "apples to apples" basis, our comprehensive marine insurance programs have the lowest prices and the absolute best coverage! Sure, you can find a cheaper policy but when you have a claim, nothing will be covered. The proof is in the policy wording.
Specialized Boat Insurance for Cruisers
BluewaterYacht Insurance provides two-crew yacht coverage worldwide. We designed this program around experienced, safety oriented, owner-operators of sailboats and motor yachts. To qualify, an owner-operator must have the equivalent of 10 years of boating experience, established through a combination of boating experience and marine qualifications such as USCG AUX and USPS courses, USCG license, ASA sailing courses, weather and navigation courses, etc. One fundamental concept involved in safe cruising is to stay out of the hurricane zone during the hurricane season. Our boat insurance quotes are structured so you only pay for the coverage (navigation limits) you need. Should your cruising itinerary change, you can always move from any one of the following navigation areas with an endorsement, and most of the time, you do not have to change insurance companies!
Other Policy Provisions We Offer Are:
Agreed Value Policies: For partial losses, this policy DOES NOT have a depreciation schedule, so coverage is new for old. BluewaterYacht Insurance is one of very few boat insurance companies that offer "new for old" on partial losses. Most companies depreciate sails, spars, fabrics, finishes, or machinery of the vessel. Others have even longer depreciation schedules for partial losses. This option applies to vessels over 25 years of age.
Loss of Use: A clause which pays the necessary increase in living expenses incurred, to maintain the customary standard of living of that named insured, which exceeds one thousand dollars payment under this clause shall be limited to ten thousand dollars for any single occurrence regardless of the number of named insured's. Payment under this clause shall be further limited to the expenses incurred until the named insured settles in a new residence or the vessel is repaired or replaced. No payment shall be made under this clause for travel expenses.
Extended Navigation Limits: We can extend the navigation limits to include Cuba, Mainland Colombia, Haiti, Venezuela, the Eastern Mediterranean Sea, Russia, transit of Cape Horn. etc.